New for July 2026 federal loan limits - Check your education funding gap
Get relief from debt stress

UNDOyour debtstress.

Millions struggle with credit card, mortgage, and student loan payments - but you don't have to face it alone. Take our 60-second Financial Snapshot and see exactly where your money is going.

No account needed · Takes about a minute
Private & secure Instant results Personalized insights

Your monthly snapshot

$4,850

take-home income

On track
Housing$1650
Credit cards$220
Student loans$385
Other bills$1400
Leftover$1195

Sample snapshot - yours updates in real time as you answer.

Our tools

Two free tools. One clearer path forward.

Pick the check that fits where you are right now - or use both.

Financial Snapshot

See where every dollar goes - rent, credit cards, student loans, and what's actually left. Includes IDR plan comparison for federal loans.

  • • 60-second snapshot of income vs bills
  • • Personalized DTI and leftover cash
  • • Compare SAVE / PAYE / IBR / ICR side by side
New for 2026

Funding Gap Finder

Federal loan limits changed on July 1, 2026. See how much of this year's tuition federal aid can cover - and what the real gap is.

  • • Reflects new caps and Grad PLUS sunset
  • • Estimates federal aid available this year
  • • Next-step checklist for financial aid
Pricing & packages

Start free. Get help when you want it.

Every tool on this site is free to use. Paid services are optional, flat-fee, and only quoted after a free review - never based on how much you owe.

Debt & cash-flow track

Financial Snapshot

For anyone juggling rent, credit cards, and student loans.

Snapshot

Free

See where your money goes.

  • 60-second interactive quiz
  • Personalized DTI & leftover cash
  • SAVE / PAYE / IBR / ICR comparison
  • Downloadable PDF report
Most picked

Assisted review

Free consultthen flat-fee options

Specialist walks through your snapshot.

  • 30-min call with a Docupop specialist
  • Plan-by-plan IDR strategy review
  • Credit card payoff sequencing
  • Written action plan emailed to you

Full-service enrollment

Flat feequoted after review

We handle the paperwork end-to-end.

  • Federal IDR application prep & filing
  • Annual recertification handled for you
  • Ongoing plan monitoring
  • Dedicated case manager
Education funding track · New for 2026

Funding Gap Finder

For students, grads, and parents facing the July 1, 2026 federal limits.

Gap Finder

Free

Know your funding gap.

  • 2-minute interactive quiz
  • Reflects 2026 federal caps & Grad PLUS sunset
  • What-to-ask financial-aid checklist
  • Emailed gap report
Most picked

Specialist callback

Free consultthen flat-fee options

One-on-one help with the new rules.

  • Strategy for graduate & professional caps
  • Financial-aid appeal guidance
  • Non-federal option comparison
  • Employer benefit review

Family funding plan

Flat feequoted after review

Multi-year plan across the whole family.

  • Year-by-year funding roadmap
  • 529, savings & aid coordination
  • Sibling & Parent PLUS transition planning
  • Annual check-in included

Docupop is not a lender. Flat-fee services are optional and quoted only after a free review. Free tools stay free - no credit card, no obligation.

Your free snapshot

Let's see where you stand.

One question at a time. Answer what you know, skip what you don't.

How it works

Clarity in three simple steps.

No pressure, no jargon, no obligation. Just an honest look at your numbers.

1. Answer a few questions

Tell us about your income and monthly bills - one calm question at a time. Takes about 60 seconds.

2. See your snapshot

Get an instant, visual breakdown of where your money goes, plus personalized insights on debt and cash flow.

3. Get a game plan

Save your snapshot and - if you want - talk to a Docupop specialist about options for your situation.

Book a specialist call

Grab a free chat session.

We'll review your situation, answer your questions, and point you to the right next step—no pressure, no obligation.

Pick a day and time that works for you. We fill up fast, so open slots go quickly.

Week of Jul 20 - Jul 24

Pacific Time - Mon through Fri

Available times on Monday, July 20

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Dimmed slots are already booked. Free consult, no obligation.

Familiar with the servicers you already deal with

Federal Student AidMOHELANelnetaidVantageEdFinancial